The MyMark library
Health, life & general insurance guides & plan advice
Short, plain-language answers to the questions people ask before buying, comparing and claiming health, life and general insurance. Health insurance is our specialisation.
Choose the right plan
Best, cheapest, which one and how to compare — our core plan advice.
Best health insurance plan
There is no single best health insurance plan — the best one fits your age, family, city and health history. Use our 7-point check to choose with confidence.
Read Plan adviceCheapest health insurance plan
The cheapest health insurance plan is not always the lowest premium. Learn 9 legitimate ways to reduce premium and the traps that make a cheap plan expensive.
Read Plan adviceBest health insurance advisor
How to choose a good health insurance advisor in India: verify the IRDAI licence, ask 12 smart questions, and spot red flags before you buy.
Read Plan adviceCompare health insurance plans
Compare health insurance plans properly: a step-by-step method, a side-by-side checklist and the mistakes to avoid. Compare more than just premium.
Read Plan adviceWhich health insurance plan is best?
Which health insurance plan is best for you? Find the right structure for a single person, a family, parents, senior citizens or maternity in minutes.
Read Plan adviceBest life insurance plan
There is no single best life insurance plan — the right one depends on who depends on your income and for how long. Compare term, savings and combination plans the right way.
Read Plan adviceBest term insurance plan
Term insurance is the simplest, most affordable way to protect your family’s income. Learn how to size the cover, choose the term, pick riders and compare plans properly.
Read Plan adviceGeneral insurance guide
General insurance covers your vehicle, home, travel and personal accident risk — everything except life. A plain-language guide to what it covers and how to choose.
Read Plan adviceBest car insurance plan
Third-party or comprehensive car insurance? Learn how IDV, No-Claim Bonus and add-ons work, and how to choose the right motor insurance policy for your car.
ReadBest plan by need
Find the right structure for your family, parents, seniors, maternity or first policy.
Best plan for family
Choosing family health insurance? Compare floater vs individual plans, know what to look for, and see sensible structures for different families.
Read By needBest plan for parents
Buying health insurance for parents? Check pre-existing disease terms, co-payment, sub-limits and network hospitals — and know when a separate plan makes sense.
Read By needBest plan for senior citizens
Health insurance for senior citizens: the features that matter — pre-existing cover, co-payment, sub-limits, domiciliary and AYUSH benefits — and how to choose.
Read By needBest plan with maternity cover
Planning a baby? Learn how maternity health insurance works — waiting periods, delivery limits, newborn cover — and what to check before you buy.
Read By needBest plan for individuals
Buying your first health insurance policy? See why a personal plan matters beyond employer cover and how to choose a base plan and super top-up.
ReadLearn the basics
Short guides to the terms and decisions behind a health insurance policy.
What is health insurance?
Health insurance explained simply: what it covers, what it doesn’t, how premiums and sum insured work, and how to choose a policy in India.
Read GuideWhat is a waiting period?
Understand waiting periods in health insurance — initial, specific-illness, pre-existing and maternity — and how they affect your claims.
Read GuideIndividual or family floater?
Family floater or individual health insurance? Understand how each works, when each suits, and how age affects premium.
Read GuideCashless vs. reimbursement claims
Cashless vs reimbursement health insurance claims: how each works, documents to keep ready, and what to do in an emergency.
Read GuideBuying health insurance for parents and senior citizens
Buying health insurance for parents and senior citizens? Check pre-existing disease terms, co-payment, sub-limits and network hospitals.
Read GuideMaternity insurance, explained
How maternity insurance works: waiting periods, delivery limits, newborn cover and what to ask before you buy.
Read GuideWhat is term insurance?
Term insurance explained simply: how it works, why it’s usually recommended first, and how to size the sum assured and term.
Read GuideWhat is general insurance?
General insurance explained simply: motor, home, travel and personal accident cover, and how it differs from life insurance.
ReadYour next question matters
Need help choosing health, life or general insurance?
Tell us what you are looking for and speak with an IRDAI-licensed insurance agent about the factors to consider.