This page reflects general, good-faith compliance points for an Indian insurance intermediary's website to the best of available knowledge. It is a starting draft only — please have it reviewed and finalised by a qualified advocate before relying on it commercially.
Insurance is the subject matter of solicitation.
General education only
Information on this website — covering health, life and general (motor, home, travel and personal accident) insurance — is for general education and should not be treated as a guarantee of coverage, claim settlement, policy issuance or premium.
Policy terms prevail
Product benefits, exclusions, waiting periods and eligibility vary by insurer and plan. Please refer to the applicable policy wording, prospectus, sales brochure and Customer Information Sheet issued by the insurer before purchase — that document, not this website, governs your policy.
Our role
Amit Kumar is an IRDAI-licensed insurance agent (licence no. I201102N0082050), appointed by specific insurers to solicit and service their products — see our current insurer partners. MyMark Insurance Marketing Pvt. Ltd. is an intermediary, not an insurer: we do not underwrite risk, set premiums, or guarantee that any proposal will be accepted, and we do not issue policies ourselves. Health insurance is Amit Kumar's specialisation; guidance on life and general insurance is provided subject to the same licence and insurer-appointment requirements, and only for insurers we are currently appointed with.
Prohibition of rebates
In accordance with Section 41 of the Insurance Act, 1938, no person shall allow, or offer to allow, either directly or indirectly, any rebate of the whole or part of the commission payable, or any rebate of premium, as an inducement to any person to take out, renew or continue a policy. We do not offer, and you should not expect or accept, any such rebate in connection with a policy referred through this website.
A note on ULIPs and market-linked products
Where this website discusses unit-linked insurance plans (ULIPs) or other market-linked products, please note that such products are subject to market risk, and the past performance of any fund is not indicative of future performance. Read the offer document and fund fact sheet carefully before investing.
Claims
Claims are assessed and decided solely by the respective insurer according to the applicable policy terms. We provide assistance and guidance during the claims process only, and cannot guarantee any claim outcome or timeline.
If you have a grievance against us
If you are unhappy with guidance or service you received from Amit Kumar or MyMark Insurance Marketing Pvt. Ltd., please write to us first at info@mymarkinsurance.in so we can address it directly. If your complaint is about a policy itself — a claim, delay or service issue with an insurer — you should also raise it with that insurer's own grievance cell, and if unresolved, escalate it through Bima Bharosa (IRDAI's grievance portal) or the Insurance Ombudsman for your region.
Third-party links and content
This website links to official resources such as IRDAI, the Insurance Ombudsman and the Income Tax Department for convenience. We do not control and are not responsible for the content or availability of external websites.
Changes to this disclaimer
We may update this disclaimer as our services, insurer appointments or applicable regulations change. The version in effect is the one published on this page at the time you access it.
Governing law
This website and its content are governed by the laws of India, and any dispute is subject to the jurisdiction of the courts at the location of MyMark Insurance Marketing Pvt. Ltd.'s registered office.